Terms of Use

Acturion Terms of Use

Last Modified: 2025

These Website Terms and Conditions of Use (“Terms of Use”) are entered into by and between you and Acturion, LLC (“we,” “us,” or “Acturion”). These Terms of Use, together with our Privacy Policy and any other documents expressly incorporated by reference (collectively, the “Agreement”), govern your access to and use of acturiongroup.com and any subdomains (collectively, the “Site”).

Please read this Agreement carefully before using the Site. By accessing or using the Site, or by clicking to accept or agree to these Terms of Use when that option is made available, you accept and agree to be bound by the Agreement. If you do not agree, you must not use or access the Site.

Eligibility

The Site is intended for users who have reached the age of majority and reside in the United States. By using the Site, you represent that you meet these requirements.

Modifications to Terms

Acturion may revise these Terms of Use at any time. All changes are effective immediately upon posting and apply to all use of the Site thereafter. Continued use of the Site after changes are posted constitutes your acceptance.

Site Access

We reserve the right to withdraw or amend the Site or any service or material we provide without notice. We are not liable if the Site is unavailable at any time. You are responsible for ensuring that all persons accessing the Site through your internet connection comply with these Terms.

Account Security and Accuracy

You may be asked to provide information or credentials to access parts of the Site. You agree that all information you provide is accurate and complete. If provided with login credentials, you must keep them confidential. Notify us immediately of any unauthorized use. We may disable access at our discretion.

Intellectual Property Rights

The Site and all content, features, and functionality are owned by Acturion, its licensors, or other providers, and are protected by U.S. and international laws. You may not reproduce, modify, distribute, or exploit any content except as expressly permitted under this Agreement.

Use Permissions and Restrictions

You may use the Site for non-commercial purposes, including internal business uses if you are an agent or personal use if you are a policyholder. You may download materials for permitted uses, but not modify them. You must not commercialize Site content. Unauthorized use terminates your right to access.

Prohibited Uses

You agree not to use the Site:

Termination and Enforcement

We may take legal action, cooperate with law enforcement, and suspend or terminate your access to the Site for violations of these Terms. We disclaim any liability resulting from such actions.

Disclaimer of Reliance

The information on the Site is for general informational purposes only. We do not guarantee accuracy, completeness, or usefulness. Reliance on the Site is at your own risk.

Privacy

All information collected through the Site is subject to our Privacy Policy. By using the Site, you consent to our use of your information in accordance with the Privacy Policy.

Third-Party Links and Social Features

You may link to our homepage in a fair and legal manner. Unauthorized framing, deep linking, or association is prohibited. We are not responsible for third-party sites linked from the Site.

United States Use Only

The Site is operated from the United States. We make no representation that the Site is appropriate outside the U.S. Users outside the U.S. access the Site at their own risk.

Disclaimers

The Site is provided “as is” without warranties of any kind. We do not warrant that the Site will be error-free, secure, or that its content is accurate or reliable. You assume full responsibility for your use.

Limitation of Liability

To the fullest extent allowed by law, Acturion shall not be liable for indirect, incidental, special, consequential, or punitive damages, or any damages exceeding the amount you paid to Acturion in the last twelve months.

Indemnification

You agree to indemnify and hold harmless Acturion from any claims arising out of your breach of this Agreement or use of the Site.

Governing Law and Jurisdiction

This Agreement is governed by the laws of the State of New York. You consent to jurisdiction in the state and federal courts in New York County, New York.

Assignment

You may not assign this Agreement. Acturion may assign its rights and obligations without restriction.

Time Limit to File Claims

Any claim must be brought within one year of the event giving rise to the claim.

Waivers

No waiver is effective unless in writing. Delay in enforcement does not constitute a waiver.

Remedies and Injunctive Relief

All remedies are cumulative. Breaches of intellectual property rights may result in injunctive relief in addition to legal remedies.

Independent Relationship

Severability

Nothing in this Agreement creates a partnership or agency relationship.

If any provision is held unenforceable, the rest of the Agreement remains in effect.

Entire Agreement

This Agreement constitutes the entire agreement between you and Acturion regarding use of the Site.

Contact Information

For questions or communications regarding this Site:

Email: contact@acturiongroup.com
Mail: Acturion, LLC, 575 Lexington Avenue, New York, NY 10022
Phone: +1 (212) 702-8890
Web: www.acturiongroup.com/contact

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